Car Loans
Yes. Once you’ve entered all of your personal and financial information online, you’ll be displayed a range of loan options, which may be suitable for your individual situation. Whatever the reason for your bad credit, there should be a loan option to suit your needs.
Any legal vehicle in Australia. Usually, vehicles are within 20 years of age. OnlineLoans.com.au also offers Australia-wide vehicle sourcing.
No. A clear cost breakdown will be made available to you prior to signing any contracts. Should you have any queries regarding your cost breakdown, simply contact us for an explanation.
Yes. Depending on the loan and lender specifics, you’ll be able to make adjustments to the repayments. Just let the team know if this is something you’re interested in.
Yes. Depending on the lender and loan contracts, most of our car loans have early repayment options that don’t attract any additional fees.
Submit your quote here, enter your requirements. Next, select your repayment option and submit your application details.
The OnlineLoans.com.au team then puts together your application, organises your approval and finalises payment.
Not happy? We’ll make adjustments to match your needs as best we can.
We sure do! We have a range of unsecured and secured loans, meaning we have various options to suit your business needs.
In short, it’s determined based on your cash flow – much like a home loan. Your borrowing capacity will be calculated based on income vs expenditures.
An approval can be achieved within 1-3 days. However, allow time to collate any required documentation, as this can extend the process.
A pre-approval isn’t necessary, but it’s certainly advised. It’ll provide guidance in terms of your potential borrowing capacity, which is a factor in terms of how much you can afford to spend.
Credit Score
Your credit file won’t be affected until the car loan is formally submitted. This ONLY happens when you’re aware of and happy with the loan details. You’ll be made aware of this during the process. There is no risk to your credit score when applying through OnlineLoans.com.au, until you are informed by the team.
Yes. Once you’ve entered in your details online, you’ll be displayed a range of car loan options which may be suitable for your circumstances. Whatever your credit rating, OnlineLoans.com.au is here to find you the best options.
In most cases, yes. This simply means viewing a credit file which won’t affect the score in any way.
Yes. We can work with most forms on Centrelink payments. Note that as per regulations, we can’t assist with NewStart / JobSeeker / Youth allowance.
Yes. We offer car loans for self employed applicants
Like all forms of loans and credit, you’ll have to pay interest. There are some additional setup fees that will be clearly listed on your proposed contract. Fees range per amount you borrow and the lending institution you select. There are no hidden fees.
Get started on your finance journey today.
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